tivonaros - Australian budgeting that aligns spending with values

Acceptance of Terms

By accessing or using tivonaros.com, you acknowledge these terms and agree to be bound. If you disagree, please refrain from using our website or services. We may update terms to reflect legal changes.

Definitions

Certain expressions have specific meanings on our site. Please review them for clarity.

‘Service’ means consultative advice and informational content provided on tivonaros.com.

‘User’ indicates any person accessing or using our website or services, regardless of inquiry purpose.

‘Content’ refers to text, images, or materials published or shared via tivonaros.com.

‘Consultant’ means any team member providing information or guidance as part of the service.

Use of Services

Our site is for informative, values-aligned financial consultation only. No investment, legal, or regulated financial product advice is given. Use the website for personal, lawful purposes only.

Eligibility

Services are available to persons 18 years or older, residing in Australia. Use elsewhere may be restricted by law.

Proof of age or residency may be requested.

User Responsibilities

We expect honesty and respect in your engagement. You agree not to misuse our website or information shared.

Provide accurate and up-to-date details when communicating with our team.

Respect consultants’ privacy and other users’ confidentiality at all times.

Use advice as guidance and seek independent professional advice as needed.

Comply with local laws while using our services.

Prohibited Uses

Certain actions are strictly not permitted.

Sharing false, misleading, or deceptive information with our service or on the website.

Copying, distributing, or altering site content without permission.

Attempting to access secured areas or breach site security protocols.

Disrupting service for others by harmful or illegal means.

Using our services to solicit, promote, or advertise unauthorised products or financial services.

Intellectual Property Rights

All materials and descriptions found on tivonaros.com are owned or licensed by us and protected under Australian intellectual property law. Reproduction or distribution without consent is prohibited.

User Content

Users may submit information or comments. You grant us a right to use, display, or respond to such submissions as necessary to provide the service.

User Content Rights

We may edit or remove any user content deemed inappropriate, non-compliant, or unlawful.

Your Privacy Commitment

Your information is handled sensitively, always in line with our privacy policy and Australian legislation. Review the full policy linked below.

See Privacy Policy

Service Disclaimer Overview

Information provided here is consultative and not a substitute for independent professional advice.

Important Notice

Results may vary. No guarantee of specific outcomes is made. Consult a qualified advisor before major decisions.

Limitation of Liability Statement

We are not liable for any indirect or consequential losses arising from use of tivonaros.com. Liability is limited by law.

Indemnification

You agree to indemnify us for harm or damages caused by a breach of these terms or improper website use.

Resolving Disputes and Concerns

Contact us first to resolve any dispute. Formal processes may follow as required under Australian regulations.

Arbitration

If required, disputes may be referred to binding arbitration consistent with Australian law and industry practices.

Some disputes may not be subject to arbitration by law.

Online Dispute Resolution Notice

You may also use official online platforms to resolve disagreements or seek a formal complaint response.

Severability

If a provision is unenforceable, the remainder of these terms remains in effect.

Entire Agreement Scope

These terms reflect our full agreement for your use of tivonaros.com and override prior arrangements.

Applicable Law and Jurisdiction

Australian law applies to all services and user interactions made on this site.

Termination

We reserve the right to terminate or restrict access for breaches of these terms or illegal conduct.

Modifications

Terms may be updated. Notices are posted on this website with effective dates for your reference.

Contact Our Team for Queries

Questions about these terms? Reach out for clarification or further information.

Email address: content@tivonaros.com

Phone number: +61314884145

Office location: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Terms and Conditions for Responsible Use